5 Reasons To Buy A Home NOW

If you're sitting on the fence waiting for prices to fall even farther, waiting for the economy to improve, or waiting for the stock market to rise, you may be missing out on the best time in the last five years to buy a home. Here are five reasons why NOW is the best time to buy a home:

1.  Unless you're a professional real estate investor, the best time to buy a home has always been now. Yesterday is gone; tomorrow may never come; and the longer you wait to buy, the less opportunity you have to reap the benefits of home ownership.
 
2.  If you think that prices are still in for a further decline, your opportunity for a really good deal may be passing you by. By the time real estate statistics are compiled by Multiple Listing Service, a trend has already started. It takes three to six months for the change to register in MLS. The fact is that prices in the Portland Metro Area are no longer falling like a lead balloon. If anything, they seem to have stabilized in many areas and in other areas, especially those with the most desirable school districts, prices may be on the rise. You don't want to miss the opportunity to own at 2005 prices.

3.  Interest rates may NEVER be this low again. That's it plain and simple. You would have to pay thousands of dollars to buy an interest rate down to where they are now. That would be throwing money out the window.
  
4.  Due to high inventories, the selection of homes has never been greater. Now is the time to possibly find your dream home at a price you can afford.

5.  Home ownership is now and always has been one of the best ways to insure a comfortable retirement. Thirty years from now having a home that is paid for can go a long way towards providing the ever increasing amount of money you will need to retire comfortably.

How much house can I afford calculator helps to calculate how much mortgage can you afford and the monthly income that you need to qualify for mortgage loan. In order to check how much can you afford for a house payment, just enter the required loan amount, loan period, monthly debt payments etc. The mortgage calculator will help you to find out how much mortgage can you afford and the monthly income required to manage the loan.

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